Who Should Buy A Personal Umbrella Policy?
One of the most common questions asked is "Should everyone have a personal umbrella policy?" The answer is probably not, but how will we know which ones unless we ask? Following is a checklist to give you an indication of some things to look for.
1. Those that need to protect assests (CYA)
* Sole Proprietor
* Partners
* Executives
* High Profile Individuals
* Those That Travel Abroad
2. Those with good earnings potential
* Those beginning a promising career
* New Business Venture
3. Those who wish to protect assets in excess of their underlying coverage
* Middle class America
* Blue collar worker with sufficient assets
The RLI personal umbrella is easy to rate, has no underlying carrier requirements, has 3 underwriting tiers, and with limits of up to $5 million available. RLI, rated A+ by AM Best, offers a personal umbrella policy so your customers can protect their hard-earned assets. RLI pays 10% Commission on qualified business!
NEW RLI PUP APPLICATION, Effective January 1, 2012
New PUP Application EFFECTIVE 01/01/2012
Click Here for PUP 276_(01/12)
Old RLI Application
Click Here
PUP RATE SHEET
PUP Rate Sheet
Click Here
NEW RLI PUP QUICK GUEST QUOTE
Click on Guest Quote to do a quick RLI PUP application.
GUEST QUOTE
As of 01/01/2011, Excess Uninsured/ Underinsured Motorist coverage is available in Alabama. PUP 01/2011 is the ONLY new business application which reflects the Excess UM/UIM Coverage and therefore also serves as an E&O loss control measure for you. The applicants need to be aware that this coverage is offered AND their selection must be made on this version of the new business application. RLI cannot accept any other version of a new business application in our state.
PUP rates, quotes, the ability to complete and print an application, along with information on the Personal Umbrella policy and marketing flyers are all available on the public website at www.rlipersonalumbrella.com .
If you have any questions, please contact Tangerie Underwood at tunderwood@aiia.org or call 205.326.4129, ext. 108.
MARKETING PUP
View and Download a PUP brochure you can customize with your agency information. Click here for free marketing material.
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