Do Your Clients Run a Small Business Out of Their Home?
Homeowners insurance will not cover you when:
1. Your business equipment is stolen out of your vehicle
2. A power surge damages your computer and fax machine
3. Someone steals your cash box
4. Your groceries spill onto your inventory in your trunk
5. You accidentally knock over the display next to you at an exhibition or show

Premiums starting as low as $150 annually*

POLICY FEATURES:
* Liability limits up to $1 million
* Satisfies most event/show liability requirements
* Business property protection up to $100,000
* Loss of income coverage
* Optional coverage for money & securities as well as electronic media

Effective March 1, 2009, on new and renewal policies, RLI is offering the option to add a second location to Home Business Insurance policies. Eligibility requirements are as follows: 2nd location - risks may store BPP at a second location, but may not operate their business from a second location, other than a secondary residence. The following examples of an eligible second location:
1. Insured rents or owns a second home
2. Partnership / Corporation - Two owners of each working from their own home. (Note: A third location may be added by endorsement with underwriting approval.)
3. Storage Units (Maximum Size: 250 square feet)
4. Outbuildings located on insured's premises, but more than 100 feet away from their home (any size).

NEW APPLICATION
RLI Home Business Application
RLI HBI Rating Guide
RLI HBI Eligible Class Descriptions
RLI HBI Terrorism Insurance Acceptance Click Here

View and download an @Home brochure that you can customize with your agency information. Click here.